Creating tomorrow's legacy.
Protecting today's wealth.
All wealth management needs — in one place. Equity algos, mutual funds, HUF structuring, tax planning, insurance, and estate advisory. Built for HNI families.
Every service a high-net-worth family needs, under one roof.
Prime Leaders (Large & Mid + Gold) and Rising Stars (Mid & Small). Rules-based, emotion-free.
25%+ CAGREarn up to ₹10L tax-free annually. Full documentation, PAN, and filing handled.
₹2.2Cr+ Saved₹100 Crore in cover arranged. Term, health, and liability. We'll beat any quote.
₹100Cr+ CoverCurated PMS selection — only what we personally invest in ourselves.
Curated AccessGoal-based MF portfolios. No trail-chasing — only funds we'd put our own money into.
18%+ CAGRWills, trusts, succession, and asset structuring through in-house legal experts.
In-House ExpertsBuilt so no client ever needs to go anywhere else.
India's most underutilised legal tax structure — earn up to ₹10,00,000 additional income completely tax-free, every single year.
A separate legal entity under the Income Tax Act — created automatically when a Hindu family comes together.
Separate legal person under the Income Tax Act — gets its own PAN, bank account, and ITR filing.
The Karta (head of family) manages the HUF. Blood relatives are Coparceners. Spouses are Members.
Can own property, earn income, invest in mutual funds, shares, FDs, and claim full deductions under 80C, 80D — independently.
Applicable to Hindus, Jains, Sikhs, and Buddhists.
Assets remain within the bloodline, protected from legal, personal, and marital risks.
A new HUF is created the moment a couple marries
Formal deed drafted and PAN applied for
Separate savings + current account opened
Income flows in, expenses booked, tax saved
Wealth preserved within the family bloodline
From tax savings to wealth protection — benefits most families leave on the table.
HUF is treated as a distinct person under the Income Tax Act — its own ITR, PAN, and financial identity.
Income divided between you and the HUF — putting ₹8–10 lakhs into a zero-tax bracket every year.
HUF gets ALL the same deductions as an individual — entirely separate from your personal limits.
Office rent, mobile, Wi-Fi, electricity, travel — all legitimately booked through the HUF.
Pay salary to your spouse, children, parents in lower or zero tax brackets.
Each HUF has an independent $2,00,000 LRS limit — multiply your international exposure.
Apply for IPOs through each HUF separately — multiply allotment probability.
Family assets stay within the bloodline, shielded from legal disputes, personal liabilities, and marital risks.
Ideal for family businesses — succession is automatic, assets aren't fragmented across generations.
HUF gets its own fresh tax slab — just like an individual. That means another ₹8–10 lakhs at near-zero tax.
| Income Slab | Tax Rate |
|---|---|
| Up to ₹4 Lakhs | NIL |
| ₹4L – ₹8L | 5% |
| ₹8L – ₹12L | 10% |
| ₹12L – ₹16L | 15% |
| ₹16L – ₹20L | 20% |
| ₹20L – ₹24L | 25% |
| Above ₹24L | 30% |
Mr. Chopra — Salary ₹20L + Passive income ₹10L. See the real savings.
| Income Source | Before HUF | Mr. Chopra (After) | HUF Income |
|---|---|---|---|
| A) Salary | ₹20,00,000 | ₹20,00,000 | — |
| B) Passive Income (FDs/Bonds) | ₹10,00,000 | — | ₹10,00,000 |
| C) Tax on Passive Income | (₹2,00,000) | — | (₹30,000) |
| Net Taxable Income | ₹29,25,000 | ₹19,25,000 | ₹10,00,000 |
| Tax Payable | ₹3,92,400 | ₹1,92,400 | ₹30,000 |
| Annual Savings | — | ₹1,70,000 saved ✓ | |
A proven capital deployment structure used by Manthan Wealth for HUF clients.
Pool capital into HUF corpus via loans or gifts
HUF holds capital as a separate taxable entity
Capital deployed in FDs, debt funds, or bonds
Income earned at low or zero tax in HUF slab
After-tax income reinvested in equity or algo strategies
Draft, stamp, and notarise the HUF deed declaring the family, Karta, and coparceners.
Apply for a separate PAN card in the HUF's name — the tax identity.
Open a dedicated savings/current account in the HUF's name with the Karta as operator.
Transfer corpus, open Demat accounts, begin investing in mutual funds, FDs, or equity.
Complimentary HUF structuring included in Foundation and Growth plans.
Our team handles all documentation end-to-end. First consultation is free.
A concentrated, rules-based equity strategy spanning large & mid caps — anchored by a 25% gold allocation for all-weather resilience.
Near-zero correlation to equities. During 2024–25 correction, while Nifty 200 fell ~12%, gold rose ~18% — cushioning drawdown significantly. The 25% is fixed and permanent.
Quarterly NAV since Q4 FY2022. Base = 100.
| Metric | Prime Leaders | Nifty 200 | Edge |
|---|---|---|---|
| PE Ratio | 23.01 | 24.32 | ▼ 5.4% cheaper |
| PB Ratio | 2.66 | 3.74 | ▼ 28.9% cheaper |
| Sharpe Ratio | 1.96 | 1.16 | ▲ 69% better |
| Dividend Yield | 1.75% | 1.20% | ▲ 45.8% higher |
Multi-factor model screening for momentum, quality, and value — rebalanced on schedule, no discretion.
25% gold is fixed and non-negotiable. Always present, rebalancing automatically.
Periodic rebalancing restores target weights — forces selling high (equity) and buying low (gold).
Stock selection confined to Nifty 200 — high liquidity and regulatory compliance.
Max drawdown since inception: ~8.4%, well below typical broad market corrections of 15–20%.
From base 100 → 268. +168% return vs CNX 200's +58%. Alpha delivered: ~+110%.
Transparent fees, no lock-in. Talk to Manthan Wealth to get allocated.
A high-conviction mid & small cap strategy — 22 stocks built for outsized long-term growth, with a Sharpe ratio that punches well above its weight class.
Small and mid caps have historically delivered 2–3x the returns of large caps over 7–10 year horizons in India. Rising Stars targets this sweet spot with concentrated bets and strict quality filters.
Quarterly NAV since Jan 2019. Base = 100. Benchmark: Nifty MidSmallcap 400 TRI.
| Metric | Rising Stars | MidSmallcap 400 | Context |
|---|---|---|---|
| PE Ratio | 40.79 | 30.28 | Growth premium — expected |
| PB Ratio | 5.50 | 4.75 | High-ROCE businesses |
| Sharpe Ratio | 1.51 | 1.15 | ▲ 31% better risk-adjusted |
| Dividend Yield | 1.19% | 0.90% | ▲ 32% higher yield |
Half the portfolio in Nifty Smallcap 250. Strict quality filters prevent value traps.
Identifies compounders before institutional discovery — revenue acceleration, margin expansion.
Concentrated enough for alpha, diversified enough for risk management.
Rules-based — removes laggards, adds to emerging leaders. No emotional attachment.
Built for investors willing to ride short-term volatility for long-term compounding.
Base 100 → 333+. +234% return vs MidSmallcap 400's +135%. Alpha: ~+99%.
Transparent fees, no lock-in. Talk to Manthan Wealth to get allocated.
Before you invest a single rupee, your financial foundation must be protected. We arrange best-in-class coverage — and we'll beat any existing quote.
Your income supports your entire family — protecting it is non-negotiable. Pure protection, no returns, no complexity. The lowest-cost, highest-benefit product you can buy.
A single hospitalisation can wipe out years of savings. Medical inflation in India runs at 12–14% annually. Relying on employer coverage is dangerous.
Motor insurance, professional liability, and mandatory covers are legally required. Ignoring them leads to penalties, financial losses, and avoidable risk.
Audit all existing policies — identify gaps, overlaps, and policies you're over-paying on.
Using your income, liabilities, dependents — we calculate actual cover your family needs.
Through Urbanetek Insurance, we access products from all major insurers for best coverage-to-premium ratio.
Already have a quote? Send it to us. We will try to beat it — on premium, coverage, or both.
Insurance sits inside your overall wealth architecture — protection, investment, and tax plans work together.
"Send us any insurance quote. We will try to beat it."
Institutional relationships mean lower rates than direct retail purchase.
We don't push products with higher commissions. We push products that protect you.
We're there when it matters most — helping navigate claims and insurer coordination.
Life cover for the Karta through HUF unlocks additional tax-free benefits most families miss.
Pure protection, maximum cover at minimum premium. Best for income replacement for dependents.
EssentialPersonal health cover independent of employer. Inflation-adjusted, comprehensive hospitalisation.
EssentialSingle policy covering your entire family — efficient and cost-effective for households with dependents.
RecommendedComprehensive vehicle coverage plus third-party liability. Legally mandatory, correct coverage levels.
MandatoryFor business owners and consultants — protection against errors, omissions, and claims.
BusinessProtect real estate, jewellery, and high-value assets from fire, theft, and natural calamities.
HNI SpecificOr start fresh — tell us about your family and we'll build the right coverage from scratch.
A multi-disciplinary team built so no client ever needs to go anywhere else. Every financial domain covered, under one roof, one relationship.
Leads overall strategy, client advisory, and portfolio design. Expertise across wealth management, tax planning, algo strategies, and behavioural finance. The central point of every client relationship.
Handles all taxation, accounting, and compliance structures for HNI and family office clients. Specialises in HUF filings, income restructuring, and multi-entity tax optimisation.
Manages all marketing, communication, and digital presence for Manthan Wealth. Builds brand visibility and trust — ensuring our message reaches the right families.
Expert in wills, trusts, succession planning, and estate structuring. Ensures client assets are legally protected and structured to pass cleanly to the next generation.
Creates personalised insurance and risk-management plans for every client. Ensures no family is one event away from financial disruption.
Most advisors handle one slice — investments, or tax, or insurance. We built Manthan Wealth to handle all of it, coordinated, under one relationship. Because real wealth management isn't about products. It's about outcomes.
Every team member operates with full visibility into each client's financial picture — so the tax strategy informs the investment strategy, which informs the estate plan, which informs the insurance cover.
We invest in the same strategies we recommend. If we wouldn't put our own money in it, we won't recommend it.
All fees disclosed upfront. No hidden commissions, no product-pushing. You always know what you're paying and why.
We optimise for 10-year outcomes, not quarterly performance reports. Wealth is built over decades, not quarters.
One point of contact who knows your full picture — not five different advisors who've never spoken to each other.
A 30-minute call is all it takes to understand if we're the right fit for your family.
Aligned With You. Invested With You.
Every PMS we recommend is something we personally use in our own portfolios. No product-pushing. No commission bias. Only strategies we genuinely believe in.
You own stocks directly in your demat account — unlike mutual funds where you own units of a pool.
Full portfolio transparency — every holding, every trade, every rationale. Nothing hidden behind a NAV.
Personalised to your profile — tax status, risk appetite, and existing holdings can be factored in.
SEBI-registered managers only — licensed, regulated, with published performance track records.
Better for larger portfolios — once your surplus exceeds ₹50L–₹1Cr, PMS often becomes more tax-efficient.
| Feature | Mutual Funds | PMS |
|---|---|---|
| Minimum Investment | ₹500 SIP / ₹5,000 lump sum | ₹50,00,000 |
| Ownership | Units of a pooled fund | Direct stocks in your demat |
| Transparency | Monthly portfolio disclosure | Real-time, full holding visibility |
| Customisation | None — same for all investors | Can exclude sectors, stocks, cap types |
| Tax Efficiency | Pooled — limited control | Tax-loss harvesting possible |
| Best Suited For | SIP investors, ₹0–₹50L range | HNI investors with ₹50L+ surplus |
From 400+ SEBI-registered providers, we shortlist 3–5 that match your risk profile, time horizon, and sector preferences.
Every PMS we recommend is one we personally invest in. If we don't believe in it, we won't pitch it.
We analyse rolling returns, drawdown history, portfolio concentration, and manager tenure — not just headline CAGR.
Documentation, KYC, demat setup, fund transfer — we handle the entire onboarding process end-to-end.
Quarterly reviews of performance vs benchmark, manager commentary, and portfolio changes.
PMS held within an HUF unlocks significant tax advantages. We structure this from Day 1.
Tell us your corpus size, risk appetite, and goals. We'll shortlist 3 options within 48 hours.
Access your portfolio, track performance, view reports, and connect directly with your advisor — all in one place.
We work across multiple regulated platforms — each has its own client portal for real-time holdings, transactions, P&L, and statements.
💡 Not sure which portal to use? WhatsApp us and we'll direct you.
All platforms are SEBI-registered and your assets are always held in your name — in your demat account or under your PAN. Manthan Wealth never holds client funds directly.
Equity trading — for clients with algo strategies and direct equity portfolios.
Equity & AlgoMutual fund and PMS access — track your MF portfolio, SIPs, and redemptions.
Mutual Funds & PMSPolicy documents, premium schedules, and renewals. Contact us directly for all support.
InsuranceHUF deeds, PAN certificates, ITR filings — shared directly by our CA team.
HUF & TaxA formal portfolio review every quarter — performance, rebalancing decisions, and outlook.
Direct line to Manthan — not a call centre. Real answers, fast. For questions and market events.
Clear, jargon-free reports comparing your portfolio against benchmarks.
Tax deadlines, SIP renewals, insurance premiums, ITR windows — we remind you before they're urgent.
Annual LTCG and STCG statements for all equity transactions — pre-formatted for your CA.
Current market value across equity, MF, PMS, and insurance — consolidated in one view.
Deed, PAN, bank account details, and all ITR filings maintained and accessible on request.
All active policies — cover amounts, premium dates, nominee details — in a single summary sheet.
Consolidated net-worth snapshot at financial year end — assets, liabilities, tax paid, net positions.
Start the conversation. A 30-minute call is all it takes to understand how Manthan Wealth can add value.
Response within 2 hours
manthanjain.mw@gmail.com
See what we do before committing
No commissions, no hidden charges, no product bias. One flat annual fee — and a dedicated advisor across every service we offer.
Transparent Pricing
Simple, flat fees — no commissions, no hidden charges. All plans include a dedicated advisor.
Portfolio under ₹20 Lakhs
Portfolio above ₹20 Lakhs
Portfolio above ₹1 Crore
All fees are per annum. GST applicable as per prevailing rates.
*Fee Waived plans operate on a portfolio management model. Speak to an advisor →
Not sure which plan is right for you? Our team will assess your portfolio and recommend the best fit.